F-1 OPT · Florida
F-1 OPT take-home pay in Florida (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Florida state income tax, and your annual / monthly / bi-weekly net.
Florida has no state income tax on wages. Combined with strong Miami / Tampa / Jacksonville tech-employer growth and no commute-state filing complications, FL is one of the cleanest tax setups for visa holders.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $52,088 | $4,341 | 13.2% | Details → |
| $80,000 | $67,688 | $5,641 | 15.4% | Details → |
| $100,000 | $83,288 | $6,941 | 16.7% | Details → |
| $120,000 | $98,602 | $8,217 | 17.8% | Details → |
| $150,000 | $121,402 | $10,117 | 19.1% | Details → |
| $180,000 | $144,202 | $12,017 | 19.9% | Details → |
| $220,000 | $173,144 | $14,429 | 21.3% | Details → |
| $280,000 | $213,231 | $17,769 | 23.8% | Details → |
| $350,000 | $258,731 | $21,561 | 26.1% | Details → |
| $500,000 | $356,231 | $29,686 | 28.8% | Details → |
How Florida state income tax works for F-1 OPT holders
Florida has no state income tax. F-1 OPT holders working in Florida keep 100% of their wages after federal tax and (where applicable) FICA. There's no state return to file for wage income earned here. You may still owe tax to another state if you maintained tax residency elsewhere during the year (e.g. moved mid-year), and you may still owe local occupational taxes in some Florida cities.
What's different for F-1 OPT holders in Florida?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Florida still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: floridarevenue.com/taxes/taxesfees/Pages/personal_income_tax.aspx