F-1 OPT · Maine
F-1 OPT take-home pay in Maine (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Maine state income tax, and your annual / monthly / bi-weekly net.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $47,798 | $3,983 | 20.3% | Details → |
| $80,000 | $61,968 | $5,164 | 22.5% | Details → |
| $100,000 | $76,138 | $6,345 | 23.9% | Details → |
| $120,000 | $90,022 | $7,502 | 25.0% | Details → |
| $150,000 | $110,677 | $9,223 | 26.2% | Details → |
| $180,000 | $131,332 | $10,944 | 27.0% | Details → |
| $220,000 | $157,414 | $13,118 | 28.4% | Details → |
| $280,000 | $193,211 | $16,101 | 31.0% | Details → |
| $350,000 | $233,706 | $19,475 | 33.2% | Details → |
| $500,000 | $320,481 | $26,707 | 35.9% | Details → |
How Maine state income tax works for F-1 OPT holders
Maine charges a single flat rate of 7.15% on taxable income. Unlike the federal system, there are no brackets — every dollar of taxable income is taxed at the same rate. This makes the state tax math simple: $F-1 OPT take-home in Maine is dominated by federal tax + FICA, with the flat state component layered on top.
What's different for F-1 OPT holders in Maine?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Maine still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: www.maine.gov/revenue/