F-1 OPT · Minnesota
F-1 OPT take-home pay in Minnesota (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Minnesota state income tax, and your annual / monthly / bi-weekly net.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $47,378 | $3,948 | 21.0% | Details → |
| $80,000 | $61,408 | $5,117 | 23.2% | Details → |
| $100,000 | $75,438 | $6,287 | 24.6% | Details → |
| $120,000 | $89,182 | $7,432 | 25.7% | Details → |
| $150,000 | $109,627 | $9,136 | 26.9% | Details → |
| $180,000 | $130,072 | $10,839 | 27.7% | Details → |
| $220,000 | $155,874 | $12,990 | 29.1% | Details → |
| $280,000 | $191,251 | $15,938 | 31.7% | Details → |
| $350,000 | $231,256 | $19,271 | 33.9% | Details → |
| $500,000 | $316,981 | $26,415 | 36.6% | Details → |
How Minnesota state income tax works for F-1 OPT holders
Minnesota charges a single flat rate of 7.85% on taxable income. Unlike the federal system, there are no brackets — every dollar of taxable income is taxed at the same rate. This makes the state tax math simple: $F-1 OPT take-home in Minnesota is dominated by federal tax + FICA, with the flat state component layered on top.
What's different for F-1 OPT holders in Minnesota?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Minnesota still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: www.revenue.state.mn.us/