F-1 OPT · Mississippi
F-1 OPT take-home pay in Mississippi (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Mississippi state income tax, and your annual / monthly / bi-weekly net.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $49,688 | $4,141 | 17.2% | Details → |
| $80,000 | $64,488 | $5,374 | 19.4% | Details → |
| $100,000 | $79,288 | $6,607 | 20.7% | Details → |
| $120,000 | $93,802 | $7,817 | 21.8% | Details → |
| $150,000 | $115,402 | $9,617 | 23.1% | Details → |
| $180,000 | $137,002 | $11,417 | 23.9% | Details → |
| $220,000 | $164,344 | $13,695 | 25.3% | Details → |
| $280,000 | $202,031 | $16,836 | 27.8% | Details → |
| $350,000 | $244,731 | $20,394 | 30.1% | Details → |
| $500,000 | $336,231 | $28,019 | 32.8% | Details → |
How Mississippi state income tax works for F-1 OPT holders
Mississippi charges a single flat rate of 4.00% on taxable income. Unlike the federal system, there are no brackets — every dollar of taxable income is taxed at the same rate. This makes the state tax math simple: $F-1 OPT take-home in Mississippi is dominated by federal tax + FICA, with the flat state component layered on top.
What's different for F-1 OPT holders in Mississippi?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Mississippi still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: www.dor.ms.gov/