F-1 OPT · North Dakota
F-1 OPT take-home pay in North Dakota (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, North Dakota state income tax, and your annual / monthly / bi-weekly net.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $50,588 | $4,216 | 15.7% | Details → |
| $80,000 | $65,688 | $5,474 | 17.9% | Details → |
| $100,000 | $80,788 | $6,732 | 19.2% | Details → |
| $120,000 | $95,602 | $7,967 | 20.3% | Details → |
| $150,000 | $117,652 | $9,804 | 21.6% | Details → |
| $180,000 | $139,702 | $11,642 | 22.4% | Details → |
| $220,000 | $167,644 | $13,970 | 23.8% | Details → |
| $280,000 | $206,231 | $17,186 | 26.3% | Details → |
| $350,000 | $249,981 | $20,832 | 28.6% | Details → |
| $500,000 | $343,731 | $28,644 | 31.3% | Details → |
How North Dakota state income tax works for F-1 OPT holders
North Dakota charges a single flat rate of 2.50% on taxable income. Unlike the federal system, there are no brackets — every dollar of taxable income is taxed at the same rate. This makes the state tax math simple: $F-1 OPT take-home in North Dakota is dominated by federal tax + FICA, with the flat state component layered on top.
What's different for F-1 OPT holders in North Dakota?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, North Dakota still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: www.tax.nd.gov/