F-1 OPT · Ohio
F-1 OPT take-home pay in Ohio (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Ohio state income tax, and your annual / monthly / bi-weekly net.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $50,438 | $4,203 | 15.9% | Details → |
| $80,000 | $65,488 | $5,457 | 18.1% | Details → |
| $100,000 | $80,538 | $6,712 | 19.5% | Details → |
| $120,000 | $95,302 | $7,942 | 20.6% | Details → |
| $150,000 | $117,277 | $9,773 | 21.8% | Details → |
| $180,000 | $139,252 | $11,604 | 22.6% | Details → |
| $220,000 | $167,094 | $13,925 | 24.0% | Details → |
| $280,000 | $205,531 | $17,128 | 26.6% | Details → |
| $350,000 | $249,106 | $20,759 | 28.8% | Details → |
| $500,000 | $342,481 | $28,540 | 31.5% | Details → |
Cities & counties in Ohio with local income tax
Some Ohio localities add their own income tax on top of state tax. Pick a salary above and choose the locality from the dropdown in the calculator to apply it:
Akron, Canton, Cincinnati, Cleveland, Columbus, Dayton, Elyria, Euclid, Hamilton, Kettering, Lakewood, Lorain, Mentor, Middletown, Newark, Parma, Springfield, Toledo, Warren, Youngstown.
How Ohio state income tax works for F-1 OPT holders
Ohio charges a single flat rate of 2.75% on taxable income. Unlike the federal system, there are no brackets — every dollar of taxable income is taxed at the same rate. This makes the state tax math simple: $F-1 OPT take-home in Ohio is dominated by federal tax + FICA, with the flat state component layered on top.
Local taxes in Ohio. 20 cities and counties in Ohio levy their own income tax on top of the state rate — see the "Cities & counties" section above. If you live or work in one of those localities, your effective tax rate is higher than the state headline rate.
What's different for F-1 OPT holders in Ohio?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Ohio still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: tax.ohio.gov/