F-1 OPT · Oregon
F-1 OPT take-home pay in Oregon (2026)
Pick a salary to see the full breakdown — federal income tax, FICA, Oregon state income tax, and your annual / monthly / bi-weekly net.
Oregon has no sales tax but a steep progressive income tax topping 9.9%. Portland-area visa holders should compare carefully against neighboring Vancouver, WA (no income tax), where a short bridge crossing eliminates the state tax bill entirely.
| Gross salary | Take-home | Monthly | Effective rate | |
|---|---|---|---|---|
| $60,000 | $47,157 | $3,930 | 21.4% | Details → |
| $80,000 | $61,007 | $5,084 | 23.7% | Details → |
| $100,000 | $74,857 | $6,238 | 25.1% | Details → |
| $120,000 | $88,421 | $7,368 | 26.3% | Details → |
| $150,000 | $108,309 | $9,026 | 27.8% | Details → |
| $180,000 | $128,139 | $10,678 | 28.8% | Details → |
| $220,000 | $153,121 | $12,760 | 30.4% | Details → |
| $280,000 | $187,267 | $15,606 | 33.1% | Details → |
| $350,000 | $225,837 | $18,820 | 35.5% | Details → |
| $500,000 | $308,487 | $25,707 | 38.3% | Details → |
Cities & counties in Oregon with local income tax
Some Oregon localities add their own income tax on top of state tax. Pick a salary above and choose the locality from the dropdown in the calculator to apply it:
Portland — Multnomah County (PFA + Metro SHS), Portland Metro SHS only (Clackamas / Washington Co.).
How Oregon state income tax works for F-1 OPT holders
Oregon uses a progressive income tax with 4 brackets, topping out at 9.90%. Like the federal system, each bracket only applies to the slice of income inside it — your marginal rate (the rate on your next dollar) is higher than your effective rate (total state tax ÷ gross).
The calculator above applies the full Oregon bracket schedule to your taxable income after the applicable adjustments, then layers the result on top of federal tax + FICA to give you a single take-home number.
Local taxes in Oregon. 2 cities and counties in Oregon levy their own income tax on top of the state rate — see the "Cities & counties" section above. If you live or work in one of those localities, your effective tax rate is higher than the state headline rate.
What's different for F-1 OPT holders in Oregon?
State income tax generally does not distinguish between visa categories — it only looks at where you live and where you work, not your immigration status. A few practical notes for F-1 OPT holders specifically:
- Residency. Most states deem you a tax resident if you are domiciled in the state or spend more than 183 days there during the calendar year, regardless of visa type.
- FICA exemption (federal) ≠ state-tax exemption. Even though you are FICA-exempt at the federal level for 5 years, Oregon still taxes your wages on its own rules.
- Standard deduction. Many states tie their standard deduction to federal rules — if you can't claim the federal standard deduction as a NRA, you may also be limited at the state level.
Source: www.oregon.gov/dor/programs/individuals/Pages/PIT.aspx